{"id":2082,"date":"2025-12-18T18:26:32","date_gmt":"2025-12-18T10:26:32","guid":{"rendered":"https:\/\/ppa.anymeta-global.com\/?page_id=2082"},"modified":"2026-01-15T17:25:03","modified_gmt":"2026-01-15T09:25:03","slug":"we-empower-via-prs-for-employers","status":"publish","type":"page","link":"https:\/\/ppa.anymeta-global.com\/ms\/joining-prs\/we-empower-via-prs-for-employers\/","title":{"rendered":"We, Empower via PRS &#8211; For Employers"},"content":{"rendered":"\n<div class=\"wp-block-uagb-container submenu-pattern uagb-block-54483b07 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container scroll-buttons uagb-block-52765ad0\">\n<div class=\"wp-block-uagb-buttons uagb-buttons__outer-wrap uagb-btn__default-btn uagb-btn-tablet__default-btn uagb-btn-mobile__default-btn uagb-block-bc352f8c\"><div class=\"uagb-buttons__wrap uagb-buttons-layout-wrap \">\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-f505a3e7 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/ppa.anymeta-global.com\/joining-prs\/i-save-in-prs\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">I, Save in PRS<\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-ff76d09d wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/ppa.anymeta-global.com\/joining-prs\/we-empower-via-prs-for-employers\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">We, Empower via PRS<\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-5070b252 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/ppa.anymeta-global.com\/joining-prs\/3-retirement-concerns\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">3 Retirements Concerns<\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-d6231f0f wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/ppa.anymeta-global.com\/joining-prs\/prs-tax-relief\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">PRS Tax Relief<\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-9de40ad8 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/ppa.anymeta-global.com\/joining-prs\/what-should-i-consider\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">What Should I Consider?<\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-5adff564 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/ppa.anymeta-global.com\/joining-prs\/energize-your-savings\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">Energize Your Savings<\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-7da80d6f wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/ppa.anymeta-global.com\/joining-prs\/how-to-get-started\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">How To Get Started?<\/div><\/a><\/div><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-c2ad835a\">\n<p class=\"has-text-color has-link-color wp-elements-c1a43e233b1838aab3e95992bed6cb9b\" style=\"color:#1c3f3a;margin-top:0;margin-bottom:0;font-size:22px\"><strong>Share This<\/strong><\/p>\n\n\n\n<div class=\"wp-block-uagb-social-share uagb-social-share__outer-wrap uagb-social-share__layout-horizontal uagb-block-9b0530ed\">\n<div class=\"wp-block-uagb-social-share-child uagb-ss-repeater uagb-ss__wrapper uagb-block-6bb583fb\"><span class=\"uagb-ss__link\" data-href=\"https:\/\/www.facebook.com\/sharer.php?u=\" tabindex=\"0\" role=\"button\" aria-label=\"facebook\"><span class=\"uagb-ss__source-wrap\"><span class=\"uagb-ss__source-icon\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.8 90.69 226.4 209.3 245V327.7h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.3 482.4 504 379.8 504 256z\"><\/path><\/svg><\/span><\/span><\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-social-share-child uagb-ss-repeater uagb-ss__wrapper uagb-block-952980bc\"><span class=\"uagb-ss__link\" data-href=\"https:\/\/api.whatsapp.com\/send?text=\" tabindex=\"0\" role=\"button\" aria-label=\"whatsapp\"><span class=\"uagb-ss__source-wrap\"><span class=\"uagb-ss__source-icon\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M380.9 97.1C339 55.1 283.2 32 223.9 32c-122.4 0-222 99.6-222 222 0 39.1 10.2 77.3 29.6 111L0 480l117.7-30.9c32.4 17.7 68.9 27 106.1 27h.1c122.3 0 224.1-99.6 224.1-222 0-59.3-25.2-115-67.1-157zm-157 341.6c-33.2 0-65.7-8.9-94-25.7l-6.7-4-69.8 18.3L72 359.2l-4.4-7c-18.5-29.4-28.2-63.3-28.2-98.2 0-101.7 82.8-184.5 184.6-184.5 49.3 0 95.6 19.2 130.4 54.1 34.8 34.9 56.2 81.2 56.1 130.5 0 101.8-84.9 184.6-186.6 184.6zm101.2-138.2c-5.5-2.8-32.8-16.2-37.9-18-5.1-1.9-8.8-2.8-12.5 2.8-3.7 5.6-14.3 18-17.6 21.8-3.2 3.7-6.5 4.2-12 1.4-32.6-16.3-54-29.1-75.5-66-5.7-9.8 5.7-9.1 16.3-30.3 1.8-3.7 .9-6.9-.5-9.7-1.4-2.8-12.5-30.1-17.1-41.2-4.5-10.8-9.1-9.3-12.5-9.5-3.2-.2-6.9-.2-10.6-.2-3.7 0-9.7 1.4-14.8 6.9-5.1 5.6-19.4 19-19.4 46.3 0 27.3 19.9 53.7 22.6 57.4 2.8 3.7 39.1 59.7 94.8 83.8 35.2 15.2 49 16.5 66.6 13.9 10.7-1.6 32.8-13.4 37.4-26.4 4.6-13 4.6-24.1 3.2-26.4-1.3-2.5-5-3.9-10.5-6.6z\"><\/path><\/svg><\/span><\/span><\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-social-share-child uagb-ss-repeater uagb-ss__wrapper uagb-block-f5f24f1b\"><span class=\"uagb-ss__link\" data-href=\"https:\/\/www.linkedin.com\/shareArticle?url=\" tabindex=\"0\" role=\"button\" aria-label=\"linkedin\"><span class=\"uagb-ss__source-wrap\"><span class=\"uagb-ss__source-icon\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg><\/span><\/span><\/span><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-5e405333 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-separator uagb-block-e7310dfa\"><div class=\"uagb-separator-spacing-wrapper\"><div class=\"wp-block-uagb-separator__inner\" style=\"--my-background-image:\"><\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uag-hide-mob uagb-block-3b598ebe alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-ae0f3c0c default uagb-is-root-container\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-66b87848\"><h3 class=\"uagb-heading-text\"><strong>PRS For Employers<\/strong><\/h3><\/div>\n\n\n\n<div class=\"wp-block-uagb-separator uagb-block-f2369621\"><div class=\"uagb-separator-spacing-wrapper\"><div class=\"wp-block-uagb-separator__inner\" style=\"--my-background-image:\"><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-916c5d9e default uagb-is-root-container\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-410028b8\"><h3 class=\"uagb-heading-text\"><a href=\"https:\/\/ppa.anymeta-global.com\/joining-prs\/we-empower-via-prs-self-employed\/\">PRS For Self-Employed<\/a><\/h3><\/div>\n\n\n\n<div class=\"wp-block-uagb-separator uagb-block-1501a32f\"><div class=\"uagb-separator-spacing-wrapper\"><div class=\"wp-block-uagb-separator__inner\" style=\"--my-background-image:\"><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uag-hide-desktop uag-hide-tab uagb-block-01c2d048 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-43c9e0a4 default uagb-is-root-container\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-3c9a0e60\"><h6 class=\"uagb-heading-text\"><strong>PRS For Employers<\/strong><\/h6><\/div>\n\n\n\n<div class=\"wp-block-uagb-separator uagb-block-a8ed2446\"><div class=\"uagb-separator-spacing-wrapper\"><div class=\"wp-block-uagb-separator__inner\" style=\"--my-background-image:\"><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-05ab0711 default uagb-is-root-container\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-971b96f9\"><h6 class=\"uagb-heading-text\"><a href=\"https:\/\/ppa.anymeta-global.com\/joining-prs\/we-empower-via-prs-self-employed\/\">PRS For Self-Employed<\/a><\/h6><\/div>\n\n\n\n<div class=\"wp-block-uagb-separator uagb-block-3286f74a\"><div class=\"uagb-separator-spacing-wrapper\"><div class=\"wp-block-uagb-separator__inner\" style=\"--my-background-image:\"><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-035b0364 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-0d2248bb\"><h4 class=\"uagb-heading-text\">Is Your Benefits Package Built for the Future of Work?<\/h4><\/div>\n\n\n\n<p>In an era of &#8220;Quiet Quitting&#8221; and the war for talent, standard medical insurance and a stocked pantry are no longer enough. Today\u2019s workforce looks for more than a paycheck\u2014they look for financial security and a partner in their long-term wellbeing.<br><br>By integrating <strong>Private Retirement Scheme (PRS)<\/strong> contributions into your benefits package, you aren&#8217;t just helping employees save; you are positioning your organization as an Employer of Choice. Show your workforce that you are invested in their long-term welfare from Day 1 to retirement. Stand out as a caring employer while helping your team bridge the retirement gap that mandatory savings alone cannot fill.<\/p>\n\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-6e24ab80\"><h4 class=\"uagb-heading-text\">When We, Empowered via PRS<\/h4><\/div>\n\n\n\n<div data-wp-context=\"{ &quot;autoclose&quot;: false, &quot;accordionItems&quot;: [] }\" data-wp-interactive=\"core\/accordion\" role=\"group\" class=\"wp-block-accordion accordian-one is-layout-flow wp-block-accordion-is-layout-flow\">\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-1&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\" style=\"font-size:32px\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-1-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-1\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-icon\" aria-hidden=\"true\">+<\/span><span class=\"wp-block-accordion-heading__toggle-title\">Benefits As An Employer<\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-1\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-1-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<div class=\"wp-block-uagb-info-box uagb-block-e6661ec5 uagb-infobox__content-wrap  uagb-infobox-icon-left uagb-infobox-left uagb-infobox-stacked-tablet uagb-infobox-image-valign-middle\"><div class=\"uagb-ifb-image-content\"><img decoding=\"async\" src=\"https:\/\/ppa.anymeta-global.com\/wp-content\/uploads\/2025\/12\/Icon-1.png\" alt=\"\" width=\"108\" height=\"108\" loading=\"lazy\"\/><\/div><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h3 class=\"uagb-ifb-title\">ATTRACTING AND RETAINING TALENTS<\/h3><\/div><p class=\"uagb-ifb-desc\">Reward loyal and outstanding employees and enhance recruitment appeal by implementing PRS as part of the benefits package.<\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-1331b1f3 uagb-infobox__content-wrap  uagb-infobox-icon-left uagb-infobox-left uagb-infobox-stacked-tablet uagb-infobox-image-valign-middle wp-block-uagb-info-box--has-margin\"><div class=\"uagb-infobox-margin-wrapper\"><div class=\"uagb-ifb-image-content\"><img decoding=\"async\" src=\"https:\/\/ppa.anymeta-global.com\/wp-content\/uploads\/2025\/12\/Icon-2.png\" alt=\"\" width=\"108\" height=\"108\" loading=\"lazy\"\/><\/div><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h3 class=\"uagb-ifb-title\">STRENGTHEN WORKING BONDS<\/h3><\/div><p class=\"uagb-ifb-desc\">Employers show that they care for their employees\u2019 well-being and retirement life.<\/p><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-ccf1533d uagb-infobox__content-wrap  uagb-infobox-icon-left uagb-infobox-left uagb-infobox-stacked-tablet uagb-infobox-image-valign-middle wp-block-uagb-info-box--has-margin\"><div class=\"uagb-infobox-margin-wrapper\"><div class=\"uagb-ifb-image-content\"><img decoding=\"async\" src=\"https:\/\/ppa.anymeta-global.com\/wp-content\/uploads\/2025\/12\/Icon-3.png\" alt=\"\" width=\"108\" height=\"108\" loading=\"lazy\"\/><\/div><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h3 class=\"uagb-ifb-title\">ENHANCED EMPLOYEE PRODUCTIVITY<\/h3><\/div><p class=\"uagb-ifb-desc\">Foster a positive work environment for better performance as employees are happier, more productive and better prepared for their retirement.<\/p><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-2512f52c uagb-infobox__content-wrap  uagb-infobox-icon-left uagb-infobox-left uagb-infobox-stacked-tablet uagb-infobox-image-valign-middle wp-block-uagb-info-box--has-margin\"><div class=\"uagb-infobox-margin-wrapper\"><div class=\"uagb-ifb-image-content\"><img decoding=\"async\" src=\"https:\/\/ppa.anymeta-global.com\/wp-content\/uploads\/2025\/12\/Icon-4.png\" alt=\"\" width=\"108\" height=\"108\" loading=\"lazy\"\/><\/div><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h3 class=\"uagb-ifb-title\">TAX BENEFIT<\/h3><\/div><p class=\"uagb-ifb-desc\">Employers enjoy up to 7% above the statutory rates for tax deductions on contributions to PRS made on behalf of employees.<\/p><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-01a789c2\">\n<div class=\"wp-block-uagb-container uagb-block-682550f6\">\n<div class=\"wp-block-uagb-image aligncenter uagb-block-ba5d5628 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-center\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/ppa.anymeta-global.com\/wp-content\/uploads\/2025\/12\/Benefits-as-an-Employer-Image.png ,https:\/\/ppa.anymeta-global.com\/wp-content\/uploads\/2025\/12\/Benefits-as-an-Employer-Image.png 780w, https:\/\/ppa.anymeta-global.com\/wp-content\/uploads\/2025\/12\/Benefits-as-an-Employer-Image.png 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/ppa.anymeta-global.com\/wp-content\/uploads\/2025\/12\/Benefits-as-an-Employer-Image.png\" alt=\"\" class=\"uag-image-2063\" width=\"786\" height=\"700\" title=\"Benefits as an Employer Image\" loading=\"lazy\" role=\"img\"\/><figcaption class=\"uagb-image-caption\"><strong>Tax deduction for contributions<br>made by Employers<\/strong><\/figcaption><\/figure><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-eb911cc5\">\n<p class=\"has-primary-color has-text-color has-link-color wp-elements-180e328502d09501a69a3a6ee9b0d332\" style=\"font-style:normal;font-weight:600\">Example<\/p>\n\n\n\n<p style=\"margin-top:0px;padding-top:0px;padding-bottom:0px\">Kreatif Sdn Bhd made the following contributions for the accounting period ending on 31 December 2020:<br><br>(a) EPF = 12% of employees\u2019 remuneration and<br>(b) PRS funds = 7% of employees\u2019 remuneration<br><br>Total employees remuneration for the period was RM300,000. Allowable deduction to the company under subsection 34(4) of the Income Tax Act is RM57,000 (RM300,000 x 19%).<br><br>Source: Inland Revenue Board (Private Retirement Scheme \u2013 Public Ruling No. 9\/2014 Section 5.2).<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div data-wp-context=\"{ &quot;autoclose&quot;: false, &quot;accordionItems&quot;: [] }\" data-wp-interactive=\"core\/accordion\" role=\"group\" class=\"wp-block-accordion accordian-one is-layout-flow wp-block-accordion-is-layout-flow\">\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-2&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\" style=\"font-size:32px\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-2-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-2\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-icon\" aria-hidden=\"true\">+<\/span><span class=\"wp-block-accordion-heading__toggle-title\">Benefits As An Employee<\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-2\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-2-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<div class=\"wp-block-uagb-info-box uagb-block-042f8691 uagb-infobox__content-wrap  uagb-infobox-icon-left uagb-infobox-left uagb-infobox-stacked-tablet uagb-infobox-image-valign-middle\"><div class=\"uagb-ifb-image-content\"><img decoding=\"async\" src=\"https:\/\/ppa.anymeta-global.com\/wp-content\/uploads\/2025\/12\/Icon-2.png\" alt=\"\" width=\"108\" height=\"108\" loading=\"lazy\"\/><\/div><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h3 class=\"uagb-ifb-title\">ADDITIONAL SAVINGS FOR RETIREMENT<\/h3><\/div><p class=\"uagb-ifb-desc\">PRS is designed with retirement in mind as employees can save to achieve their future retirement goals.<\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-3f24c278 uagb-infobox__content-wrap  uagb-infobox-icon-left uagb-infobox-left uagb-infobox-stacked-tablet uagb-infobox-image-valign-middle wp-block-uagb-info-box--has-margin\"><div class=\"uagb-infobox-margin-wrapper\"><div class=\"uagb-ifb-image-content\"><img decoding=\"async\" src=\"https:\/\/ppa.anymeta-global.com\/wp-content\/uploads\/2025\/12\/Icon-3.png\" alt=\"\" width=\"108\" height=\"108\" loading=\"lazy\"\/><\/div><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h3 class=\"uagb-ifb-title\">FLEXIBLE OPTIONS<\/h3><\/div><p class=\"uagb-ifb-desc\">Choose from all PRS Providers and various funds to match the employees\u2019 unique investment profile and risk appetites, with the flexibility to switch PRS funds within the same Provider or transfer PRS funds to another PRS Provider.<\/p><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-23e6838b uagb-infobox__content-wrap  uagb-infobox-icon-left uagb-infobox-left uagb-infobox-stacked-tablet uagb-infobox-image-valign-middle wp-block-uagb-info-box--has-margin\"><div class=\"uagb-infobox-margin-wrapper\"><div class=\"uagb-ifb-image-content\"><img decoding=\"async\" src=\"https:\/\/ppa.anymeta-global.com\/wp-content\/uploads\/2025\/12\/Icon-1.png\" alt=\"\" width=\"108\" height=\"108\" loading=\"lazy\"\/><\/div><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h3 class=\"uagb-ifb-title\">FINANCIAL LITERACY<\/h3><\/div><p class=\"uagb-ifb-desc\">Being financially literate about retirement planning and readiness helps employees make informed decisions to plan and save more for the retirement they want.<\/p><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-d4963972 uagb-infobox__content-wrap  uagb-infobox-icon-left uagb-infobox-left uagb-infobox-stacked-tablet uagb-infobox-image-valign-middle wp-block-uagb-info-box--has-margin\"><div class=\"uagb-infobox-margin-wrapper\"><div class=\"uagb-ifb-image-content\"><img decoding=\"async\" src=\"https:\/\/ppa.anymeta-global.com\/wp-content\/uploads\/2025\/12\/Icon-4.png\" alt=\"\" width=\"108\" height=\"108\" loading=\"lazy\"\/><\/div><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h3 class=\"uagb-ifb-title\">TAX BENEFIT<\/h3><\/div><p class=\"uagb-ifb-desc\">Enjoy up to RM3,000 personal tax relief annually until the year 2030, on individual contribution into PRS.<\/p><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-8704af54\"><h4 class=\"uagb-heading-text\">Ways To Start Contributing In PRS<\/h4><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-5ab2f3da\">\n<div class=\"wp-block-uagb-separator uagb-block-0b902ad0\"><div class=\"wp-block-uagb-separator__inner\" style=\"--my-background-image:\"><\/div><\/div>\n\n\n\n<p style=\"margin-top:0px;margin-bottom:0px;padding-top:0px;padding-bottom:0px\">Employers can introduce PRS to employees and encourage saving more for retirement by implementing:<\/p>\n<\/div>\n\n\n\n<div data-wp-context=\"{ &quot;autoclose&quot;: false, &quot;accordionItems&quot;: [] }\" data-wp-interactive=\"core\/accordion\" role=\"group\" class=\"wp-block-accordion accordian-one is-layout-flow wp-block-accordion-is-layout-flow\">\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-3&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\" style=\"font-size:32px\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-3-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-3\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-icon\" aria-hidden=\"true\">+<\/span><span class=\"wp-block-accordion-heading__toggle-title\">Employer Sponsor PRS Programme<\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-3\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-3-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<p>PRS can be implemented as part of the corporation\u2019s benefit and compensation package, whereby employers can make contributions on the employees\u2019 behalf to a PRS fund of their choice. Employers can sponsor the adoption of the PRS via:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Employee Service &amp; Milestone Awards<\/strong>&nbsp;&nbsp;to reward loyal employees for their long-term service.<\/li>\n\n\n\n<li><strong>Employee Performance Awards<\/strong>&nbsp;&nbsp;to celebrate high-performing employees for their achievements.<\/li>\n\n\n\n<li><strong>Employee Bonus Schemes<\/strong>&nbsp;&nbsp;to reward employees with cash, PRS contributions or both.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div data-wp-context=\"{ &quot;autoclose&quot;: false, &quot;accordionItems&quot;: [] }\" data-wp-interactive=\"core\/accordion\" role=\"group\" class=\"wp-block-accordion accordian-one is-layout-flow wp-block-accordion-is-layout-flow\">\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-4&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\" style=\"font-size:32px\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-4-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-4\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-icon\" aria-hidden=\"true\">+<\/span><span class=\"wp-block-accordion-heading__toggle-title\">Employer &#8211; Employee Joint Contribution Programme<\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-4\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-4-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<p>Employers can match the employees\u2019 PRS contributions as an incentive for employees to continue saving in PRS for retirement. The minimum and maximum contribution amount can be determined by the employer.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div data-wp-context=\"{ &quot;autoclose&quot;: false, &quot;accordionItems&quot;: [] }\" data-wp-interactive=\"core\/accordion\" role=\"group\" class=\"wp-block-accordion accordian-one is-layout-flow wp-block-accordion-is-layout-flow\">\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-5&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\" style=\"font-size:32px\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-5-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-5\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-icon\" aria-hidden=\"true\">+<\/span><span class=\"wp-block-accordion-heading__toggle-title\">Salary Deduction Plan<\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-5\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-5-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<p>Employers can offer a payroll deduction facility for employees to save in PRS every month from their salary on top of their mandatory contributions. Employees can determine which PRS fund(s) to save and the amount to be deducted from their salary every month.<\/p>\n\n\n\n<p>The automation of PRS contributions monthly inculcates an unconscious habit of saving amongst employees.<br>For further information about the Department of Labour\u2019s application procedures to implement salary deduction, employers may visit:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>For Peninsular Malaysia:&nbsp;<strong><a href=\"http:\/\/jtksm.mohr.gov.my\">http:\/\/jtksm.mohr.gov.my<\/a><\/strong><\/li>\n\n\n\n<li>For Sabah:&nbsp;<strong><a href=\"http:\/\/jtksbh.mohr.gov.my\">http:\/\/jtksbh.mohr.gov.my<\/a><\/strong><\/li>\n\n\n\n<li>For Sarawak:&nbsp;<strong><a href=\"https:\/\/www.jtkswk.gov.my\">https:\/\/www.jtkswk.gov.my<\/a><\/strong><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uag-blocks-common-selector uagb-block-d4011ca4 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-f847f091\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-eaca3972\"><h5 class=\"uagb-heading-text\">YES!<\/h5><\/div>\n\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-32c60685\"><h4 class=\"uagb-heading-text\">How Do We, Empower via PRS<\/h4><\/div>\n\n\n\n<p class=\"has-text-color has-link-color has-medium-font-size wp-elements-c60e87fbbc648d6b97f882843117af41\" style=\"color:#ffffff7a;margin-top:0;margin-bottom:0;padding-top:0;padding-bottom:0;line-height:1\">If your corporation wants to learn more about PRS funds or the offerings of PRS Providers, PPA, as the central administrator for PRS, can arrange meetings with your preferred PRS Provider(s) for further discussions.<br><br>To schedule an online PRS Presentation for your employees, contact PPA by filling out the form below.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container newsletter uagb-block-26b31383\"><div class=\"forminator-ui forminator-custom-form forminator-custom-form-2073 forminator-design--flat forminator-enclosed forminator_ajax\" data-forminator-render=\"0\" data-form=\"forminator-module-2073\" data-uid=\"69e8dfc5eaf24\"><br\/><\/div><form\n\t\t\t\tid=\"forminator-module-2073\"\n\t\t\t\tclass=\"forminator-ui forminator-custom-form forminator-custom-form-2073 forminator-design--flat forminator-enclosed forminator_ajax\"\n\t\t\t\tmethod=\"post\"\n\t\t\t\tdata-forminator-render=\"0\"\n\t\t\t\tdata-form-id=\"2073\"\n\t\t\t\t data-color-option=\"theme\" data-design=\"flat\" data-grid=\"enclosed\" style=\"display: none;\"\n\t\t\t\tdata-uid=\"69e8dfc5eaf24\"\n\t\t\t><div role=\"alert\" aria-live=\"polite\" class=\"forminator-response-message forminator-error\" aria-hidden=\"true\"><\/div><div class=\"forminator-row\"><div id=\"name-1\" class=\"forminator-field-name forminator-col forminator-col-6 \"><div class=\"forminator-field\"><label for=\"forminator-field-name-1_69e8dfc5eaf24\" id=\"forminator-field-name-1_69e8dfc5eaf24-label\" class=\"forminator-label\">Name <span class=\"forminator-required\">*<\/span><\/label><input type=\"text\" name=\"name-1\" value=\"\" placeholder=\"Full Name\" id=\"forminator-field-name-1_69e8dfc5eaf24\" class=\"forminator-input forminator-name--field\" aria-required=\"true\" autocomplete=\"name\" \/><\/div><\/div><div id=\"email-1\" class=\"forminator-field-email forminator-col forminator-col-6 \"><div class=\"forminator-field\"><label for=\"forminator-field-email-1_69e8dfc5eaf24\" id=\"forminator-field-email-1_69e8dfc5eaf24-label\" class=\"forminator-label\">Email Address <span class=\"forminator-required\">*<\/span><\/label><input type=\"email\" name=\"email-1\" value=\"\" placeholder=\"Email\" id=\"forminator-field-email-1_69e8dfc5eaf24\" class=\"forminator-input forminator-email--field\" data-required=\"1\" aria-required=\"true\" autocomplete=\"email\" \/><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"text-1\" class=\"forminator-field-text forminator-col forminator-col-6 \"><div class=\"forminator-field\"><label for=\"forminator-field-text-1_69e8dfc5eaf24\" id=\"forminator-field-text-1_69e8dfc5eaf24-label\" class=\"forminator-label\">Corporation <span class=\"forminator-required\">*<\/span><\/label><input type=\"text\" name=\"text-1\" value=\"\" placeholder=\"Corporation\" id=\"forminator-field-text-1_69e8dfc5eaf24\" class=\"forminator-input forminator-name--field\" data-required=\"1\" \/><\/div><\/div><div id=\"phone-1\" class=\"forminator-field-phone forminator-col forminator-col-6 \"><div class=\"forminator-field\"><label for=\"forminator-field-phone-1_69e8dfc5eaf24\" id=\"forminator-field-phone-1_69e8dfc5eaf24-label\" class=\"forminator-label\">Phone <span class=\"forminator-required\">*<\/span><\/label><input type=\"text\" name=\"phone-1\" value=\"\" placeholder=\"Phone Number\" id=\"forminator-field-phone-1_69e8dfc5eaf24\" class=\"forminator-input forminator-field--phone\" data-required=\"1\" aria-required=\"true\" autocomplete=\"off\" \/><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"html-1\" class=\"forminator-field-html forminator-col forminator-col-12 \"><div class=\"forminator-field forminator-merge-tags\" data-field=\"html-1\"><label class=\"forminator-label\">HTML<\/label><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"consent-1\" class=\"forminator-field-consent forminator-col forminator-col-12 \"><div class=\"forminator-field\"><label for=\"forminator-field-consent-1_69e8dfc5eaf24\" id=\"forminator-field-consent-1_69e8dfc5eaf24-label\" class=\"forminator-label\">Consent <span class=\"forminator-required\">*<\/span><\/label><div class=\"forminator-checkbox__wrapper\"><label id=\"forminator-field-consent-1_69e8dfc5eaf24__label\" class=\"forminator-checkbox forminator-consent\" aria-labelledby=\"forminator-field-consent-1_69e8dfc5eaf24-label\"><input type=\"checkbox\" name=\"consent-1\" id=\"forminator-field-consent-1_69e8dfc5eaf24\" value=\"checked\" aria-labelledby=\"forminator-field-consent-1_69e8dfc5eaf24-label\" aria-describedby=\"forminator-field-consent-1_69e8dfc5eaf24__description\" data-required=\"true\" aria-required=\"true\" \/><span class=\"forminator-checkbox-box\" aria-hidden=\"true\"><\/span><\/label><div id=\"forminator-field-consent-1_69e8dfc5eaf24__description\" class=\"forminator-checkbox__label forminator-consent__label\"><p>By submitting, you agree to our <a href=\"https:\/\/ppa.anymeta-global.com\/privacy-statement\/\">Privacy Statement<\/a> and PPA\u2019s <a href=\"https:\/\/ppa.anymeta-global.com\/terms-of-use\/\">Website Terms of Use<\/a>.<\/p><\/div><\/div><\/div><\/div><\/div><input type=\"hidden\" name=\"referer_url\" value=\"\" \/><div class=\"forminator-row forminator-row-last\"><div class=\"forminator-col\"><div class=\"forminator-field\"><button class=\"forminator-button forminator-button-submit we-empower-via-prs-sub-btn\">Submit<\/button><\/div><\/div><\/div><input type=\"hidden\" id=\"forminator_nonce\" name=\"forminator_nonce\" value=\"c8dcaed7c3\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/ms\/wp-json\/wp\/v2\/pages\/2082\" \/><input type=\"hidden\" name=\"form_id\" value=\"2073\"><input type=\"hidden\" name=\"page_id\" value=\"2082\"><input type=\"hidden\" name=\"form_type\" value=\"default\"><input type=\"hidden\" name=\"current_url\" value=\"https:\/\/ppa.anymeta-global.com\/ms\/joining-prs\/we-empower-via-prs-for-employers\/\"><input type=\"hidden\" name=\"render_id\" value=\"0\"><input type=\"hidden\" name=\"action\" value=\"forminator_submit_form_custom-forms\"><\/form>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-d210e634 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<p class=\"has-text-align-center has-primary-color has-text-color has-link-color has-xxx-large-font-size wp-elements-a3d384e734922b8bc441e7b4a2dc9b59\" style=\"margin-top:0px;margin-bottom:0px;padding-top:0px;padding-bottom:0px;font-style:normal;font-weight:600\">TAKE THE FIRST STEP TODAY<\/p>\n\n\n\n<p class=\"has-text-align-center has-secondary-color has-text-color has-link-color has-xxx-large-font-size wp-elements-08ee2854e90673e9aa8726866c8f8b7b\" style=\"margin-top:0px;margin-bottom:0px;padding-top:0px;padding-bottom:0px;font-style:normal;font-weight:600\">INVEST IN YOUR EMPLOYEES FUTURE:<\/p>\n\n\n\n<p class=\"has-text-align-center has-primary-color has-text-color has-link-color has-xxx-large-font-size wp-elements-634748085ab2a41d66c32ab8261a7d8d\" style=\"margin-top:0px;margin-bottom:0px;padding-top:0px;padding-bottom:0px;font-style:normal;font-weight:600\">WE, EMPOWER VIA PRS<\/p>\n<\/div><\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>PRS For Employers PRS For Self-Employed PRS For Employers PRS For Self-Employed Is Your Benefits Package Built for the Future of Work? In an era of &#8220;Quiet Quitting&#8221; and the war for talent, standard medical insurance and a stocked pantry are no longer enough. Today\u2019s workforce looks for more than a paycheck\u2014they look for financial [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4707,"parent":799,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"prs-template","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","_swt_meta_header_display":false,"_swt_meta_footer_display":false,"_swt_meta_site_title_display":false,"_swt_meta_sticky_header":false,"_swt_meta_transparent_header":false,"footnotes":""},"class_list":["post-2082","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>We, Empower via PRS - For Employers - Private Pension Administrator Malaysia (PPA)<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"ms_MY\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"We, Empower via PRS - For Employers - Private Pension Administrator Malaysia (PPA)\" \/>\n<meta property=\"og:description\" content=\"PRS For Employers PRS For Self-Employed PRS For Employers PRS For Self-Employed Is Your Benefits Package Built for the Future of Work? 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