{"id":5553,"date":"2025-12-08T23:11:39","date_gmt":"2025-12-08T15:11:39","guid":{"rendered":"https:\/\/ppa.anymeta-global.com\/?page_id=5553"},"modified":"2026-03-04T15:08:14","modified_gmt":"2026-03-04T07:08:14","slug":"%e6%88%91%ef%bc%8c%e5%9c%a8prs%e4%b8%ad%e4%bf%9d%e5%ad%98","status":"publish","type":"page","link":"https:\/\/ppa.anymeta-global.com\/zh-hans\/%e6%88%91%ef%bc%8c%e5%9c%a8prs%e4%b8%ad%e4%bf%9d%e5%ad%98\/","title":{"rendered":"\u6211\uff0c\u5728PRS\u4e2d\u4fdd\u5b58"},"content":{"rendered":"\n<div class=\"wp-block-uagb-container submenu-pattern uagb-block-54483b07 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container scroll-buttons uagb-block-52765ad0\">\n<div class=\"wp-block-uagb-buttons uagb-buttons__outer-wrap uagb-btn__default-btn uagb-btn-tablet__default-btn uagb-btn-mobile__default-btn uagb-block-bc352f8c\"><div class=\"uagb-buttons__wrap uagb-buttons-layout-wrap \">\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-f505a3e7 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/ppa.anymeta-global.com\/joining-prs\/i-save-in-prs\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">I, Save in PRS<\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-ff76d09d wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/ppa.anymeta-global.com\/joining-prs\/we-empower-via-prs-for-employers\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">We, Empower via PRS<\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-5070b252 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/ppa.anymeta-global.com\/joining-prs\/3-retirement-concerns\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">3 Retirements Concerns<\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-d6231f0f wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/ppa.anymeta-global.com\/joining-prs\/prs-tax-relief\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">PRS Tax Relief<\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-9de40ad8 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/ppa.anymeta-global.com\/joining-prs\/what-should-i-consider\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">What Should I Consider?<\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-5adff564 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/ppa.anymeta-global.com\/joining-prs\/energize-your-savings\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">Energize Your Savings<\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-7da80d6f wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/ppa.anymeta-global.com\/joining-prs\/how-to-get-started\/\" rel=\"follow noopener\" target=\"_self\" role=\"button\"><div class=\"uagb-button__link\">How To Get Started?<\/div><\/a><\/div><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-c2ad835a\">\n<p class=\"has-text-color has-link-color wp-elements-c1a43e233b1838aab3e95992bed6cb9b\" style=\"color:#1c3f3a;margin-top:0;margin-bottom:0;font-size:22px\"><strong>Share This<\/strong><\/p>\n\n\n\n<div class=\"wp-block-uagb-social-share uagb-social-share__outer-wrap uagb-social-share__layout-horizontal uagb-block-9b0530ed\">\n<div class=\"wp-block-uagb-social-share-child uagb-ss-repeater uagb-ss__wrapper uagb-block-6bb583fb\"><span class=\"uagb-ss__link\" data-href=\"https:\/\/www.facebook.com\/sharer.php?u=\" tabindex=\"0\" role=\"button\" aria-label=\"facebook\"><span class=\"uagb-ss__source-wrap\"><span class=\"uagb-ss__source-icon\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.8 90.69 226.4 209.3 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32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg><\/span><\/span><\/span><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-5e405333 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-separator uagb-block-f2369621\"><div class=\"uagb-separator-spacing-wrapper\"><div class=\"wp-block-uagb-separator__inner\" style=\"--my-background-image:\"><\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-ae0f3c0c alignfull uagb-is-root-container\"><div 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class=\"uagb-heading-text\">\u6211\u60f3\u8981\u66f4\u7cbe\u5f69\u7684\u4eba\u751f<\/h4><\/div>\n\n\n\n<p>\u6211\u4eec\u90fd\u6e34\u671b\u65e0\u5fe7\u65e0\u8651\u7684\u751f\u6d3b\u3002\u6000\u7740\u5bf9\u672a\u6765\u7684\u5e0c\u671b\uff0c\u6211\u4eec\u5c31\u80fd\u627e\u5230\u7a33\u5b9a\u7684\u5de5\u4f5c\uff0c\u59a5\u5584\u5904\u7406\u65e5\u5e38\u4e8b\u52a1\uff0c\u5e73\u8861\u4e8b\u4e1a\u3001\u5065\u5eb7\u548c\u5e78\u798f\u3002\u9000\u4f11\u770b\u4f3c\u4ee4\u4eba\u5174\u594b\uff0c\u62e5\u6709\u66f4\u591a\u81ea\u7531\u65f6\u95f4\uff0c\u4f46\u968f\u4e4b\u800c\u6765\u7684\u7ecf\u6d4e\u8d1f\u62c5\u4e5f\u53ef\u80fd\u8ba9\u6211\u4eec\u5fc3\u751f\u7591\u8651\u548c\u62c5\u5fe7\u3002<\/p>\n\n\n\n<p>\u4f46\u5982\u679c\u4f60\u80fd\u8fc7\u4e0a\u68a6\u5bd0\u4ee5\u6c42\u7684\u751f\u6d3b\u5462\uff1f\u60f3\u8c61\u4e00\u4e0b\uff0c\u4f60\u53ef\u4ee5\u81ea\u7531\u81ea\u5728\u5730\u653e\u677e\u8eab\u5fc3\uff0c\u966a\u4f34\u5bb6\u4eba\u670b\u53cb\uff0c\u63a2\u7d22\u81ea\u5df1\u7684\u5174\u8da3\u7231\u597d\u3002\u5f53\u4f60\u610f\u8bc6\u5230\u81ea\u5df1\u60f3\u8981\u66f4\u591a\u65f6\uff0c\u4f60\u9762\u4e34\u7740\u4e00\u4e2a\u9009\u62e9\uff1a\u662f\u4ec5\u4ec5\u4e3a\u4e86\u751f\u5b58\u800c\u82df\u6d3b\uff0c\u8fd8\u662f\u52aa\u529b\u6253\u9020\u81ea\u5df1\u60f3\u8981\u7684\u751f\u6d3b\u3002<\/p>\n\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-e6e8351c\"><h4 class=\"uagb-heading-text\">\u4e3a\u672a\u6765\u751f\u6d3b\u591a\u5b58\u4e9b\u94b1<\/h4><\/div>\n\n\n\n<p>\u5373\u4f7f\u60a8\u5728\u5f3a\u5236\u6027\u9000\u4f11\u8ba1\u5212\u4e2d\u6709\u6240\u50a8\u84c4\uff0c\u4e5f\u53ef\u80fd\u4e0d\u8db3\u4ee5\u7ef4\u6301\u60a8\u76ee\u524d\u7684\u751f\u6d3b\u65b9\u5f0f\u3002\u62a5\u544a\u663e\u793a\uff0c\u5927\u591a\u6570\u9000\u4f11\u4eba\u5458\u4f1a\u5728\u9000\u4f11\u4e94\u5e74\u5185\u82b1\u5149\u5f3a\u5236\u6027\u9000\u4f11\u8ba1\u5212\u4e2d\u7684\u50a8\u84c4\u3002\u6b64\u5916\uff0c\u968f\u7740\u9a6c\u6765\u897f\u4e9a\u4eba\u7684\u5e73\u5747\u9884\u671f\u5bff\u547d*\u5206\u522b\u589e\u957f\u81f3\u7537\u602772.6\u5c81\u548c\u5973\u602777.6\u5c81\uff0c\u60a8\u9700\u8981\u589e\u52a0\u50a8\u84c4\uff0c\u4ee5\u786e\u4fdd\u60a8\u7684\u9000\u4f11\u50a8\u84c4\u8db3\u4ee5\u652f\u6491\u60a8\u505c\u6b62\u5de5\u4f5c\u6536\u5165\u540e\u81f3\u5c1115-20\u5e74\u7684\u751f\u6d3b\u3002<\/p>\n\n\n\n<p style=\"margin-top:0;margin-bottom:0\">*\u6570\u636e\u6765\u6e90\uff1a\u9a6c\u6765\u897f\u4e9a\u7edf\u8ba1\u5c40 2020<\/p>\n\n\n\n<div data-wp-context=\"{ &quot;autoclose&quot;: false, &quot;accordionItems&quot;: [] }\" data-wp-interactive=\"core\/accordion\" role=\"group\" class=\"wp-block-accordion accordian-one is-layout-flow wp-block-accordion-is-layout-flow\">\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-1&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\" style=\"font-size:32px\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-1-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-1\" type=\"button\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-icon\" aria-hidden=\"true\">+<\/span><span class=\"wp-block-accordion-heading__toggle-title\">\u6211\u4e3a\u4ec0\u4e48\u9700\u8981\u5b58\u66f4\u591a\u94b1\uff1f<\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-1\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-1-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<ul class=\"wp-block-list\">\n<li>\u7814\u7a76\u548c\u62a5\u544a\u5efa\u8bae\uff0c\u9000\u4f11\u540e\u81f3\u5c11\u8981\u6709\u6700\u7ec8\u6536\u5165\u7684\u4e09\u5206\u4e4b\u4e8c\uff0867%\uff09\u6765\u7ef4\u6301\u76ee\u524d\u7684\u751f\u6d3b\u6c34\u5e73\u3002<\/li>\n\n\n\n<li>\u4e3a\u4e86\u8fbe\u5230\u9000\u4f11\u50a8\u84c4\u4e09\u5206\u4e4b\u4e8c\u7684\u57fa\u51c6\uff0cPPA \u5efa\u8bae\u60a8\u6bcf\u6708\u81f3\u5c11\u50a8\u84c4\u5de5\u8d44\u7684\u4e09\u5206\u4e4b\u4e00\uff0833%\uff09\u3002<\/li>\n\n\n\n<li>\u5728\u79c1\u8425\u90e8\u95e8\uff0c\u53ef\u4ee5\u5047\u8bbe\u60a8\u5df2\u7ecf\u5c06\u5de5\u8d44\u7684 11% \u7f34\u7eb3\u5230\u5f3a\u5236\u6027\u8ba1\u5212\u4e2d\uff0c\u800c\u60a8\u7684\u96c7\u4e3b\u7f34\u7eb312%\uff0c\u4f7f\u5f3a\u5236\u6027\u7f34\u6b3e\u603b\u989d\u8fbe\u5230 23%\u3002<\/li>\n\n\n\n<li>\u56e0\u6b64\uff0c\u60a8\u53ea\u9700\u5c06\u6bcf\u6708\u6536\u5165\u7684 10% \u989d\u5916\u6295\u5165\u79c1\u4eba\u9000\u4f11\u8ba1\u5212 (PRS)\uff0c\u5373\u53ef\u5728\u9000\u4f11\u540e\u4eab\u53d7\u66f4\u7f8e\u597d\u7684\u751f\u6d3b\u3002<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-uagb-image aligncenter uagb-block-bb21e026 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-center\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/ppa.anymeta-global.com\/wp-content\/uploads\/2025\/12\/Why-Should-I-Save-More-Image-1024x351.png ,https:\/\/ppa.anymeta-global.com\/wp-content\/uploads\/2025\/12\/Why-Should-I-Save-More-Image.png 780w, https:\/\/ppa.anymeta-global.com\/wp-content\/uploads\/2025\/12\/Why-Should-I-Save-More-Image.png 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/ppa.anymeta-global.com\/wp-content\/uploads\/2025\/12\/Why-Should-I-Save-More-Image-1024x351.png\" alt=\"\" class=\"uag-image-2033\" width=\"1024\" height=\"351\" title=\"Why Should I Save More Image\" loading=\"lazy\" role=\"img\"\/><\/figure><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6bcf\u4e2a\u4eba\u6240\u9700\u7684\u9000\u4f11\u91d1\u989d\u53ef\u80fd\u56e0\u5176\u4e2a\u4eba\u751f\u6d3b\u65b9\u5f0f\u800c\u5f02\u3002\u60a8\u53ef\u4ee5\u5229\u7528<strong><a href=\"https:\/\/www.ppa.my\/retirement-calculator\/\" type=\"link\" id=\"https:\/\/www.ppa.my\/retirement-calculator\/\">PPA\u9000\u4f11\u8ba1\u7b97\u5668 <\/a><\/strong>\u4f5c\u4e3a\u4e86\u89e3\u60a8\u4e3a\u5b9e\u73b0\u7406\u60f3\u9000\u4f11\u751f\u6d3b\u9700\u8981\u50a8\u84c4\u591a\u5c11\u8d44\u91d1\u7684\u6307\u5357\u3002<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div data-wp-context=\"{ &quot;autoclose&quot;: false, &quot;accordionItems&quot;: [] }\" data-wp-interactive=\"core\/accordion\" role=\"group\" class=\"wp-block-accordion accordian-one is-layout-flow wp-block-accordion-is-layout-flow\">\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-2&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\" style=\"font-size:32px\"><button aria-expanded=\"false\" 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